What You Need to Know

    Short-term disability insurance is a type of insurance that provides financial protection for individuals who are unable to work due to a temporary disability, such as a broken bone, illness, or pregnancy. The coverage typically lasts for a shorter period of time, usually up to 26 weeks, and is designed to replace a portion of an individual's income while they are unable to work. The amount and duration of benefits can vary depending on the policy and the specific disability. Short-term disability insurance can be purchased by individuals or provided by an employer as part of their employee benefits package. It can also be integrated with long-term disability insurance to provide a comprehensive solution for individuals who are unable to work due to a temporary or permanent disability